Integrated Payables

Optimizing your payments strategy can help meet your organization’s goals of lower costs, improved working capital, reduced fraud and greater operating efficiencies.

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We received the Greenwich Associates 2017 Best Brand Award in Middle Market Banking for overall service, loans (lines of credit), cash management and investment banking.


CFO Magazine’s 2017 Commercial Banking Survey ranked us No. 1 in overall customer satisfaction among Commercial Banking clients.


The overwhelming majority of clients who switch to our services rate their J.P. Morgan implementation experience as highly favorable¹.

What We Do


Simplify your payables process with access to a comprehensive suite of solutions that scale to your organization’s needs and are customizable to your goals. Our digitally driven tools help sharpen your oversight, lower resource costs, reduce reliance on paper processes and payments, and decrease payment risk.

Optimize Cash Flow Visibility

Taking an integrated approach to payment strategies enables your company to more easily evaluate what you spend, dive deeper into supplier analytics, segment your spending and employ an integrated supplier recruitment approach to your electronic payments. The improved speed and accuracy helps improve customers’ experience with your business.

Improve Working Capital

We will help you tailor payment solutions against each supplier segment to optimize working capital. Leverage card and supply chain solutions that can shorten your suppliers’ DSO and extend your own DPO.

Reduce Treasury Operations Costs

Better position your business to realize savings from rebates and operational efficiencies. We can help you eliminate expensive checks, reduce wire costs and FX fees, improve reconciliation, reduce the potential for fraud and enhance internal controls.

Mitigate the Risk of Fraud

In 2017, 78 percent of business owners said they were the victim of attempted or actual fraud², up from 71 percent in 2015³. Adopting electronic payment solutions can help minimize the likelihood of payments fraud.
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Featured Solutions

J.P. Morgan Access®

This integrated platform provides access to all your accounts, including third-party bank accounts, along with the tools necessary to manage and monitor your organization’s cash concentration and pooling structures across geographies and entities.

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Chase ConnectSM

Satisfy your firm’s cash management needs safely through a fully integrated treasury services portal that provides account information, vendor and employee payments, check services and secure online tools.

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Commercial Card

Support your organization’s payment needs with a card solution that employees can manage online. With several card options, your customized program can help reduce the amount of time spent authorizing, tracking and processing expense data.

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1JPMorgan Chase Survey result: Global Implementation. 2014
22018 AFP Payments Fraud and Controls Survey
32017 AFP Payments Fraud and Control Survey

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